Public Adjuster vs. Insurance Agent: What’s the Difference?
What’s the difference between a florida public adjuster and an insurance agent? This is a question that many people ask, and it can be confusing to understand the difference.
A public adjuster is a professional who represents policyholders in negotiating settlements with insurance companies. A public adjuster is usually hired after a property owner suffers damages and makes a claim with their insurance company.
For example, if your home is damaged in a fire, you may hire a public adjuster to help you negotiate a settlement with your insurance company.
An insurance agent, on the other hand, is a professional who represents an insurance company. Insurance agents sell insurance policies and handle customer claims on behalf of the insurer.
Another way to think of it is that a public adjuster works for you, the policyholder, while an insurance agent works for the insurance company.
Also, while public adjusters are licensed by the state, insurance agents are usually licensed by the insurance companies they represent.
So, if you have a problem with your insurance policy or need to make a claim, you would contact your insurance agent.
If you’re not sure whether or not you need to hire a public adjuster, it’s always best to consult with one. They will be able to assess your situation and give you professional advice on how to proceed.
In summary, the main difference between a public adjuster and an insurance agent is that a public adjuster represents the policyholder while an insurance agent represents the insurer.
No matter which route you decide to go, be sure to do your research and hire a professional that you trust to help you through the claims process.